Roy Gagaza entered the industry after retiring from serving as an officer in the military for more than 20 years. Now, he assists clients in working toward their retirement dreams by developing well-thought-out financial strategies. Roy’s professional goal is to help others receive the financial resources they need and the sound guidance they deserve. He respects his clients’ wishes and genuinely cares about helping them pursue their goals, all while striving to build and maintain long-lasting relationships with them and their families.
Throughout his career, Roy has worked closely with the highway patrol, local school districts, CPAs, and several Chambers of Commerce, as well as numerous individuals. His seminars continue to reach hundreds of pre-retirees and retirees in need of financial guidance to help preserve their assets, create retirement income strategies, and use tax-efficient strategies to potentially reduce their taxes. Roy graduated with a bachelor’s degree in business marketing from San Jose State University. He is a Financial Professional, CEP and RFC, and holds insurance licenses in Hawaii (458231), California (0L87925). Roy is married to Patricia. They have two daughters, Kyrie and Mackenzie, and one son, Grant. In his free time, he enjoys spending time in the water, playing golf, traveling, and reading.
Social Security forms a cornerstone of retirement income for millions of Americans, yet many need to realize its full potential in their financial planning. Rather than viewing it as a standalone income stream, it’s essential to integrate it into your broader retirement strategy. By understanding how it works and incorporating it wisely with other financial […]
In today’s interconnected world, investors are no longer limited by geographic borders. With global markets at their fingertips, they can explore opportunities in different countries, diversify their portfolios, and enjoy the benefits of a globalized economy. However, with international investments comes the challenge of navigating complex tax systems. Understanding international tax strategies is crucial for […]
In today’s digital age, our lives are increasingly intertwined with online platforms, accounts, and assets. From social media profiles to cryptocurrency wallets, digital assets have become a significant part of our personal and financial lives. However, when it comes to estate planning, many individuals need to pay attention to these digital assets, potentially leaving their […]
Health Savings Accounts (HSAs) have emerged as a powerful tool for managing healthcare costs, offering a range of benefits that can significantly impact both your finances and your overall health strategy. Established under the Health Savings Account Act of 2003, HSAs are designed to provide a tax-advantaged way to save and pay for medical expenses. […]