Roy Gagaza

Roy Gagaza, CEP®, RFC™, is president and CEO of Journey Wealth Management, LLC, assisting clients in achieving their retirement dreams with well-conceived and planned financial strategies. Roy entered the financial services industry after retiring from serving as an officer in the military. The company has three locations: Manteca, California, and Aiea and Honolulu, Hawaii.

Roy began his military career serving over four years in the U.S. Army Reserve before transitioning to active duty, where he spent 20 years as an Armor Officer. Airborne and Ranger qualified, he served as a Tank Platoon Leader with the 1st Armored Division during Operation Desert Shield and Operation Desert Storm, and later as a Troop Commander in South Korea with the 5/17 Cavalry Squadron, 2nd Infantry Division. Roy also served as an Operations and Training Officer, where he was responsible for preparing and training Army units from company to brigade level prior to their deployments into theater during Operation Iraqi Freedom and Operation Enduring Freedom.

Over the course of his distinguished military career, Roy completed multiple combat deployments and earned the Bronze Star for his service during both Desert Storm and Operation.

Midway through his military service, Roy began preparing for his next chapter—leveraging his business marketing background and passion for financial education to pursue a career in the financial services industry. While still on active duty, including a year-long deployment to Kuwait in 2004, he began meeting with clients, hosting educational seminars, and earning his professional designations as a Certified Estate Planner and Registered Financial Consultant.

Roy retired from the Army in 2008, carrying forward his lifelong commitment to service—this time helping individuals and families navigate their financial futures with clarity, purpose, and confidence.