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Roy Gagaza

Founder at Journey Wealth Management, LLC

About Me

Roy Gagaza entered the industry after retiring from serving as an officer in the military for more than 20 years. Now, he assists clients in working toward their retirement dreams by developing well-thought-out financial strategies. Roy’s professional goal is to help others receive the financial resources they need and the sound guidance they deserve. He respects his clients’ wishes and genuinely cares about helping them pursue their goals, all while striving to build and maintain long-lasting relationships with them and their families.

Throughout his career, Roy has worked closely with the highway patrol, local school districts, CPAs, and several Chambers of Commerce, as well as numerous individuals. His seminars continue to reach hundreds of pre-retirees and retirees in need of financial guidance to help preserve their assets, create retirement income strategies, and use tax-efficient strategies to potentially reduce their taxes. Roy graduated with a bachelor’s degree in business marketing from San Jose State University. He is a Financial Professional, CEP and RFC, and holds insurance licenses in Hawaii (458231), California (0L87925). Roy is married to Patricia. They have two daughters, Kyrie and Mackenzie, and one son, Grant. In his free time, he enjoys spending time in the water, playing golf, traveling, and reading.

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Portfolio

Roy Gagaza Portfolio

Recent News

Roy Gagaza
December 4, 2024

Tax Planning for Small Business Owners: Unlocking Hidden Deductions

Effective tax planning is a crucial aspect of managing a small business. While paying taxes is unavoidable, strategic planning can reduce the financial burden and ensure business owners aren’t overpaying. For many entrepreneurs, navigating the complex world of tax deductions can be overwhelming. Fortunately, a variety of lesser-known deductions available to small business owners can […]

Roy Gagaza- Real Estate Investors
November 22, 2024

Tax Considerations for Real Estate Investors

Investing in real estate can be a lucrative venture, offering the potential for long-term wealth building through property appreciation, rental income, and tax benefits. However, the tax implications of real estate investment can be complex, and investors need to understand how taxes affect their investments. Navigating tax laws is critical to maximizing returns and avoiding […]

The Benefits of Health Savings Accounts (HSAs): A Comprehensive Guide By Roy Gagaza
November 15, 2024

Estate Planning Essentials for Non-Traditional Families: Protecting Your Legacy

Estate planning is essential for families of all shapes and sizes. Non-traditional families often face unique legal and financial challenges that make careful planning even more critical. Without a solid estate plan, default laws may not align with your wishes, potentially leaving your loved ones without the protection they need. Proactively planning your estate ensures […]

Roy Gagaza
November 6, 2024

Maximizing Earnings: Essential Tax Strategies for Freelancers

In today’s gig economy, freelancers enjoy the freedom to manage their schedules and pursue their passions. However, the freedom that comes with freelancing also entails managing finances independently, including tax responsibilities. Without a traditional employer to withhold taxes, freelancers need a well-thought-out tax strategy to maximize earnings and reduce liabilities. Understanding key tax planning tips […]

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