Roy Gagaza entered the industry after retiring from serving as an officer in the military for more than 20 years. Now, he assists clients in working toward their retirement dreams by developing well-thought-out financial strategies. Roy’s professional goal is to help others receive the financial resources they need and the sound guidance they deserve. He respects his clients’ wishes and genuinely cares about helping them pursue their goals, all while striving to build and maintain long-lasting relationships with them and their families. Throughout his career, Roy has worked closely with the highway patrol, local school districts, CPAs, and several Chambers of Commerce, as well as numerous individuals. His seminars continue to reach hundreds of pre-retirees and retirees in need of financial guidance to help preserve their assets, create retirement income strategies, and use tax-efficient strategies to potentially reduce their taxes. Roy graduated with a bachelor’s degree in business marketing from San Jose State University. He is a Financial Professional, CEP and RFC, and holds insurance licenses in Hawaii (458231), California (0L87925). Roy is married to Patricia. They have two daughters, Kyrie and Mackenzie, and one son, Grant. In his free time, he enjoys spending time in the water, playing golf, traveling, and reading.
Learn MoreIn today’s fast-paced world, maintaining good health can often feel like a daunting task. With busy schedules, endless distractions, and conflicting information about what constitutes a healthy lifestyle, it’s easy to become overwhelmed and unsure of where to start. However, with the right approach to health planning, you can take control of your well-being and […]
Planning for your financial future is crucial to achieving financial security and independence. An essential aspect of this planning is creating an effective income strategy that ensures a steady income stream. Whether you are nearing retirement, in the early stages of your career, or somewhere in between, a well-thought-out income planning strategy is essential. This […]
Estate planning is not just about deciding what happens to your assets after you die—it’s also about making arrangements for your care and your finances if you become incapacitated. Planning for incapacity is a critical component of a comprehensive estate plan. Here’s a step-by-step guide to ensuring your wishes are honored if you cannot make […]
As millennials face an ever-changing economic landscape, one crucial aspect of financial management is often overlooked – tax planning. While the complexities of the tax system might seem daunting, understanding and implementing effective tax strategies can lead to significant savings and better financial outcomes. This article aims to guide millennials through the basics of tax […]